Financial and Life Planning Resource Directory
Sponsored by
The Association for Integrative Financial and Life Planning
and The Life Planning Network
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Structure: Work (paid, volunteer, home)
Consumers/clients: Early career
Millenial Inc.: What Your Company Will Look Like When Millennials Call the Shots
Mr Youth and Intrepid, 2010, Free
http://www.millennialinc.com/Millennial_Inc_PRINTPDF.pdf
This study uses several techniques to answer the question: How will the workplace change when today’s “millennial” generation takes charge ?
Consumers/clients: Family: Widowhood, unmarried
Donnelly, Elizabeth A., and Hinterlong, James , "Changes in Social Participation and Volunteer Activity Among Recently Widowed Older Adults", Gerontologist, April 2010 (Vol. 50, No. 2)
http://gerontologist.oxfordjournals.org/content/50/2/158.abstract
Donnelly and Hinterlong found that older adults increase their reliance on sources of other social support following spousal loss but do not change their volunteer activities, suggesting that continuity of volunteer engagement and enhanced social participation are important following widowhood.
Consumers/clients: Mid-career, wealth-building
AbilityLinks
http://www.abilitylinks.org/home.aspx?&PageID=506, Free
A web-based community where job seekers with disabilities, inclusive employers and service providers meet and gain access to valuable networking opportunities.
BizBuySell
http://www.bizbuysell.com/, Free
Website of businesses for sale.
BizQuest
http://www.bizquest.com/, Free
Website of businesses for sale.
Blanchard, Ralph, Creating Wealth with a Small Business: Strategies, Tactics and Models for Entrepreneurs
Booksurge Publishing, 2009, '"25.25"
http://www.amazon.com/Creating-Wealth-Small-Business-Entrepreneurs/dp/1439214581/ref=sr_1_1?s=books&ie=UTF8&qid=1300129734&sr=1-1
Blanchard discusses small business strategies aimed at generating profits.
Business Owner's Toolkit (Commerce Clearing House)
http://www.toolkit.com/, $39/yr.
Membership allows you to get their books and materials at a discount, which is worth considering, as their products are generally of pretty high quality.
Business.gov (U.S. Government)
http://www.business.gov/we-have-moved.html, Free
A government-funded website specifically for home-based businesses.
Buying a Business (Bplans.com)
http://articles.bplans.com/category/buying-a-business, Free
A selection of short articles related to buying a business or franchise, along with comments from readers.
Earnings and Employment Data for Workers Covered Under Social Security and Medicare, by State and County, 2006
U.S. Social Security Administration, 2009, Free
http://www.socialsecurity.gov/policy/docs/statcomps/eedata_sc/2006/index.html
Summary information, along with access to underlying data tables.
Entrepreneur.com (Entrepreneur Media, Inc.)
http://www.entrepreneur.com/franchiseopportunities/index.html, Free
A site that covers multiple aspects of starting up (and running) a business, with an emphasis on identifying specific business opportunities, rather than general advice about start-ups.
Everett, Melissa, Making a Living While Making a Difference: Conscious Careers in an Era of Interdependence
New Society Publishers, 2007 (Revised edition), $24.95
http://www.amazon.com/Making-Living-While-Difference-Interdependance/dp/0865715912/ref=sr_1_1?s=books&ie=UTF8&qid=1288186444&sr=1-1
Everett gently yet firmly acknowledges our current environmental and socio-economic challenges, molds them together, grounds them in spirituality and then sets forth on a 10-step journey of discerning what is, finding, creating, and sustaining Right Livelihood.
Federation of International Trade Associations directory
http://www.fita.org/members.html, Free
Use this site to locate a trade association where you can find information about an industry you are condering entering.
Felsher, Murray, Working Alone: Making the Most of Self-Employment
Berkley, 1996
http://www.amazon.com/Working-Alone-Making-Most-Self-Employment/dp/0425152642/ref=sr_1_4?ie=UTF8&s=books&qid=1274204006&sr=1-4
Felsher takes you beyond the nuts and bolts and tells you what you really need to know to be successful: exhibiting professional behavior, marketing yourself, working with clients, maintaining your skills, and other things you might think are easy or unimportant, but aren’t.
Fishman, Stephen, Working for Yourself: Law & Taxes for Independent Contractors, Freelancers & Consultants
NOLO, 2008, $39.99
http://www.amazon.com/Working-Yourself-Independent-Contractors-Freelancers/dp/1413307523/ref=sr_1_2?ie=UTF8&s=books&qid=1274204006&sr=1-2
Fishman offers information, advice, forms, and standard agreements that will help you start up in a smart and legally proper way
Franchises and Opportunities (Entrepreneur.com)
http://www.entrepreneur.com/franchiseopportunities/index.html, Free
Provides considerable information, both general and specific, about buying into a franchise business.
Geary, Gail, Over-40 Job Search Guide: 10 Strategies for Making Your Age an Advantage in Your Career
JIST Works, 2004
http://www.amazon.com/Over-40-Job-Search-Guide-Strategies/dp/1593570902/ref=sr_1_1?ie=UTF8&s=books&qid=1274447568&sr=1-1
Geary focuses on mid-life career changes and ways in which you can use your older age to your benefit in seeking a job.
Gilkerson, Linda D., and Paauwe, Theresia M., Self-Employment: From Dream to Reality
JIST Works, 2008
http://www.amazon.com/Self-Employment-Dream-Reality-2008-publication/dp/1593575203/ref=sr_1_49?ie=UTF8&s=books&qid=1274206212&sr=1-49#noop
A step-by-step, no jargon guide to starting your own business.
GlobalBX
http://www.globalbx.com/, Free
Website of businesses for sale.
Holton, Lisa, and Bates, Jim, Business Valuation For Dummies
For Dummies, 2009, $21.99
http://www.amazon.com/Business-Valuation-Dummies-Lisa-Holton/dp/0470344016/ref=sr_1_7?ie=UTF8&s=books&qid=1274459726&sr=1-7
This is a very good book on how to put a price on a business if you are not an expert in the subject – which is not to suggest that you shouldn’t hire an expert, but this book will help you understand what the issues and techniques are.
How to Buy a Business (Entrepreneur.com)
http://www.entrepreneur.com/startingabusiness/selfassessment/whattypeofbusinessshouldyoustart/article79638.html, Free
Discusses all the main points to consider when buying a business, including how to determine a price, how to negotiate a deal, and common mistakes to avoid.
How to Get Ahead at Work (eHow)
http://www.ehow.com/how_2171312_ahead-work.html, Free
Offers eleven recommendations to help position you for advancement.
30+ Websites to Visit When You’re Laid Off (Mashable.com), February 19, 2009
http://mashable.com/2009/02/19/laid-off-sites/, Free
Outlines five main steps in the process, from “Find Support and Recover” thru “Time to Hunt for a Job,” and offers about half a dozen annotated links for each step.
Ibarra, Herminia, Working Identity: Unconventional Strategies for Reinventing Your Career
Harvard Business Press, 2004, $19.95
http://www.amazon.com/Working-Identity-Unconventional-Strategies-Reinventing/dp/1591394139/ref=sr_1_1?s=books&ie=UTF8&qid=1288186658&sr=1-1
A powerful, original model for career transitions for professionals, combining deep knowledge drawn from careful research with practical ideas and strategies.
IdeaCafe
http://www.businessownersideacafe.com/starting_business/idea.php, Free
A site for business owners and would-be business owners, with moderately well-organized advice and information both on general topics and some specific kinds of businesses.
Institute of Business Appraisers / Member Directory
http://www.go-iba.org/member-directory/index.php, Free
Directory of professional business appraisers, if you are looking to buy or sell a business.
International Business Brokers / Find a Broker
http://www.ibba.org/Sellers/FindaBroker/tabid/150/Default.aspx, Free
Find a broker to help you buy or sell a business.
Job Loss: Your Rights (FindLaw)
http://employment.findlaw.com/employment/employment-employee-job-loss/, Free
Links you to excellent information about the legal and other issues connected with job loss.
Johnson, Richard W., et al, Unemployment Statistics on Older Americans
Urban Institute, August 2011, Free
http://www.urban.org/UploadedPDF/411904_unemploymentstatistics.pdf
The authors provide a series of charts showing the impact of the recession on unemployment among older workers in the U.S.
Joseph, Richard A., et al, How To Buy a Business
Kaplan Business, 1992, $19.95
http://www.amazon.com/How-Buy-Business-Richard-Joseph/dp/0793104505/ref=sr_1_4?ie=UTF8&s=books&qid=1274459726&sr=1-4
This book is something of a classic – which means it is out of date in some important details, but remains a valuable guide overall.
Liebhaber, Gail
Designations: M.Ed.
Active in: MA
Telephone:781-861-9949
gail@yourcareerdirection.com
http://www.yourcareerdirection.com
Gail coaches individuals through career transitions with effective and empowering results, counseling them in life/work planning, job search strategies and work enhancement. Within organizations, she advises on leadership development, team building, career management and life/work balance.
Mermin, Gordon B.T., et al, Will Employers Want Aging Boomers?
Urban Institute, July 2008, Free
http://www.urban.org/UploadedPDF/411705_aging_boomers.pdf
The authors suggest that slower growth of the labor supply will provide more opportunities for older workers, but not so much so for less educated workers.
Morin, Rich, and Kochhar, Rakesh , Lost Income, Lost Friends – and Loss of Self-Respect
Pew Research Center, July 22,2010, Free
http://pewresearch.org/pubs/1674/poll-impact-long-term-unemployment
Morin and Kochhar report that the long-term unemployed not only have lost income, but also tend to have lost contact with close friends, suffered strains in family relations and lost some self-respect and confidence in their long-term career prospects.
National Association of Certified Valuation Analysts / Member Directory
http://www.nacva.com/dir/, Free
Directory of professional business valuation experts if you are looking to buy or sell a business.
National Compensation Survey: Health and Retirement Plan Provisions in Private Industry in the United States, 2009.
U.S. Bureau of Labor Statistics, 2010, Free
http://www.bls.gov/ncs/ebs/detailedprovisions/2009/
Text and statistical tables are provided.
PartnerUp (Deluxe)
http://www.partnerup.com/, Free
Helps entrepreneurs and people interested in starting a business find business partners, board members, executives, skilled professionals, advisors, and other kinds of assistance
Pendarvis, Edward, Buying a Business to Secure Your Financial Freedom: Finding and Evaluating the Business That's Right For You
McGraw-Hill, 2004, $24.95
http://www.amazon.com/Buying-Business-Secure-Financial-Freedom/dp/0071450866/ref=sr_1_5?ie=UTF8&s=books&qid=1274459726&sr=1-5
An excellent resource for the first-time entrepreneur.
Pink, Daniel, Free Agent Nation: How America’s New Independent Workers Are Transforming the Way We Live
Business Plans, 2002, $14.95
http://www.amazon.com/Free-Agent-Nation-Working-Yourself/dp/0446678791/ref=sr_1_4?s=books&ie=UTF8&qid=1288187114&sr=1-4
Pink synthesizes the seismic shift in attitudes about and patterns of work in the economy from the early 1950s era to today's independent worker, the free agent - a major contribution to better understanding the trend toward independent contract work.
"New Data Series Highlights Employee Access to Medical Care and Retirement Benefits", Program Perspectives, June 2010 (Vol. 2, No. 4)
http://www.bls.gov/opub/perspectives/program_perspectives_vol2_issue4.pdf, Free
Describes the data and tells you where you can find more details.
Raymo, James M., et al, Later-life Employment Preferences and Outcomes: The Role of Mid-life Work Experiences
California Center for Population Research, January 20, 2010, Free
http://papers.ccpr.ucla.edu/papers/PWP-CCPR-2009-045/PWP-CCPR-2009-045.pdf
The authors evaluate relationships between mid-life work experiences and the realization of preferences for full-time employment, part-time employment, and complete retirement at age 63-64.
Richardson, Bradley G., Career Comeback
Broadway, 2004, $19.00
http://www.amazon.com/Career-Comeback-business-failed-satisfaction/dp/0767915577/ref=sr_1_1?ie=UTF8&s=books&qid=1274188333&sr=1-1
The subtitle, 'Eight steps to getting back on your feet when you're fired, laid off, or your business ventures has failed--and finding more job satisfaction than ever before,' tells it all.
Sauer, Jennifer H., and Burton, Cassandra, Job Skills Training and Opportunities: Opinions and Perceptions of Alabama Workers Age 40+
AARP Public Policy Institute, October 2009, Free
http://assets.aarp.org/rgcenter/econ/al_workers_09.pdf
The authors found older Alabama workers to be highly satisfied with their jobs and their training opportunities.
Saving Jobs Through Work Sharing
AARP Public Policy Institute, September 2010, Free
http://www.aarp.org/work/work-life/info-09-2010/i200-economic.html
This report reviews new programs in which layoffs are avoided when employees share jobs and receive partial unemployment benefits.
SBA.gov (U.S. Small Business Administration)
http://www.sba.gov/, Free
A terrific government agency with a very helpful website – a great place to start if you are contemplating starting up or buying a small business.
SCORE - Service Corps of Retired Executives
http://www.score.org/index.html, Free
A not-for-profit organization that matches small business owners with retired business executives willing to share their expertise.
Sedlar, Jeri, and Miners, Rick, Don’t Retire, REWIRE
Alpha Publishing, 2007 (2nd Edition), $18.95
http://www.amazon.com/Dont-Retire-REWIRE-Jeri-Sedlar/dp/1592576893/ref=sr_1_1?ie=UTF8&s=books&qid=1288187408&sr=1-1
The authors offer an alternative to traditional retirement that recognizes the varied needs of individuals. The book offers a quiz and discussion for identifying your personal drivers, describes multiple scenarios for rethinking work and life, and provides tips for creating your optimum situation.
Shultz, Kenneth S., et al, "Age Differences in the Demand-Control Model of Work Stress", Journal of Applied Gerontology, February 2010 (Vol. 29, No. 1)
http://jag.sagepub.com/cgi/content/abstract/29/1/21
The authors studied European workers to test causes and effects of workplace stress. Time pressure produced stress in workers of all ages, but only older workers were also notably sensitive to autonomy and schedule flexibility issues.
Smeeding, Timothy M., Working Time, Economic Well-Being, and Public Policy: Employed Parents and Older Workers in Cross-National Perspective
Syracuse University Center for Policy Research, 2008
http://www-cpr.maxwell.syr.edu/research/working_time.htm
The authors analyze the links between time spent in paid work and various indicators of individual and family well-being, including time available for family care-giving, personal care, and leisure, as well as earnings and household income.
Ten Ways to Handle Losing a Job (FindLaw)
http://employment.findlaw.com/employment/employment-employee-job-loss/losing-job-to-do.html, Free
Explains 10 specific steps to take when you lose your job.
USA.gov for the Self-Employed (U.S. Government)
http://www.usa.gov/Business/Self_Employed.shtml, Free
Links you to government resources that help you deal with both general information about starting your own business, and technical sources relating to intellectual property protection, hiring, retirement plans, Social Security & Medicare, taxes, and other topics.
Veterans' Employment and Transition (Workforce50)
http://www.workforce50.com/content/authors/PeterMarx.cfm, Free
A series of columns offering general information plus links to other employment-related sites for veterans.
Why Buy a Business? (U.S. Chamber of Commerce)
http://www.uschambersmallbusinessnation.com/toolkits/guide/P01_0820, Free
Helps you decide whether buying a business is right for you and, if so, tells you what steps to take.
Why Buy a Franchise? (U.S. Chamber of Commerce)
http://www.uschambersmallbusinessnation.com/toolkits/guide/P01_0900, Free
Helps you decide whether a franchise is right for you and, if so, tells you what steps to take.
Consumers/clients: Late career, retirement
Asset Liquidation (SmallBusinessNotes.com)
http://www.smallbusinessnotes.com/business-finances/asset-liquidation.html, Free
Notes and links to other pages on how to liquidate business assets, if you are closing down a business.
Bloom, Jay C., "Experience Making a Difference: Uncovering the Hidden Secrets to Effectively Engaging and Working in the Social Sector", Integrative Adviser, March 2011 (Vol. 4, No. 1)
http://www.aiflp.org/pdfs/IntegrativeAdviserNo0401.pdf, Free
Bloom discusses the desirability of serving in the non-profit sector after completing a career elsewhere, but is frank about the issues and obstacles to be encountered.
Boyle, Melissa A., and Lahey, Joanna N., Will Better Access to Health Care Change How Much Older Men Work?
Boston College Center for Retirement Research, August 2010, Free
http://crr.bc.edu/images/stories/data%20enclave/ib_10-14.pdf
Boyle and Lahey predict that the availability of health insurance outside of employment will tend to reduce employment among older men, though they suggest various caveats and exceptions.
Branch, Ben S., et al, Last Rights: Liquidating a Company
Oxford University Press, 2007, $65.00
http://www.amazon.com/Last-Rights-Liquidating-Management-Association/dp/0195306988/ref=sr_1_1?ie=UTF8&s=books&qid=1274659001&sr=1-1
An expensive but an informative book for non-experts.
Brown, S. Kathi, American Business and Older Employees: a Focus on Midwest Employers
AARP Public Policy Institute, November 2009, Free
http://assets.aarp.org/rgcenter/econ/mw_employers.pdf
Brown confirms that employers view employees aged 50+ favorably on the five qualities that they deem most essential in any employee.
Buddy, Can You Spare a Job? The MetLife Study of the New Realities of the Job Market for Aging Baby Boomers
MetLife Mature Market Institute, October 2009, Free
http://www.metlife.com/assets/cao/mmi/publications/studies/mmi-buddy-can-you-spare-job.pdf
Analysis of the job market for older workers.
Burtless, Gary, Rising Age at Retirement in Industrial Countries, The
Boston College Center for Retirement Research, April 2008, Free
http://crr.bc.edu/images/stories/Working_Papers/wp_2008-6.pdf?phpMyAdmin=43ac483c4de9t51d9eb41
Burtless finds that labor force participation among those age 60 and up has increased in almost all of the most economically advanced countries, and that this applies to both men and women.
Butrica, Barbara A., "Volunteer Dynamics of Older Americans", Journals of Gerontology Series B: Psychological Sciences and Social Sciences, September 2009 (Vol. 64B, No. 5)
http://psychsocgerontology.oxfordjournals.org/cgi/content/abstract/64B/5/644
Older adults are more likely to stop volunteering than start. Volunteers who contribute intensely for many years and who are married to volunteers are the least likely to quit. Nonvolunteers are more likely to start volunteering if they have been uninvolved for few years and their spouses volunteer.
Cahill, Kevin E., et al, Employment Patterns and Determinants Among Older Individuals with a History of Short-Duration Jobs
U.S. Bureau of Labor Statistics, August 2010, Free
http://www.bls.gov/osmr/pdf/ec100080.pdf
The authors show that people who have never held a career job (i.e., full-time at the same employer for 10 years or more) have employment patterns in older years similar to those who have held career positions.
Cahill, Kevin E., et al, Reentering the Labor Force after Retirement, June 2011 (Vol. 134, No. 6)
http://www.bls.gov/opub/mlr/2011/06/art2full.pdf, Free
The authors report that approximately 15% of older Americans with career jobs returned to the labor force after having retired, and that they were more likely to reenter the workforce if they were younger, were in better health, or had a defined-contribution pension plan.
Cahill, Kevin E., et al, Role of Re-entry in the Retirement Process, The
U.S. Bureau of Labor Statistics, June 2010, Free
http://www.bls.gov/osmr/pdf/ec100070.pdf
In this analysis, survey respondents were more likely to return to work after retiring from a career job if they were younger, were in better health, or had a defined-contribution pension plan.
Cahill, Kevin E., Micro-Level Analysis of Recent Increases in Labor Force Participation Among Older Workers, A
Boston College Center for Retirement Research, February 2008, Free
http://crr.bc.edu/images/stories/Working_Papers/wp_2008-8.pdf?phpMyAdmin=43ac483c4de9t51d9eb41
The majority of older Americans retire in stages. Younger retirees continue to respond to financial incentives just as their predecessors did. In addition, the retirement decisions of younger and middle-aged retirees appear similar in the face of macro-level changes in the early 2000s.
Sullivan, Mino, President & CEO, Career Success Coaching
Designations: CRC,CEC
Active in: MA
55 Chilton Street, Suite 3, Cambridge, MA 02138
Telephone:617-945-2335
coachmino@comcast.net
http://www.careersuccesscoaching.com
Mino is a Certified Executive Coach, a Certified Retirement Coach, a 2young 2retire Facilitator and has trained at a variety of specialized coaching institutes. She welcomes your inquiry and invites you to contact her for an exploratory telephone consultation free of charge.
Closing a Business Checklist (U.S. Internal Revenue Service)
http://www.irs.gov/businesses/small/article/0,,id=98703,00.html, Free
Helps you make sure all your federal tax bases are covered, if you are shutting down a small business.
Cohen, Betty, Part Time Work: Flexible Option or Underemployment
Sloan Center on Aging & Work, August 2010, Free
http://www.bc.edu/research/agingandwork/meta-elements/pdf/publications/FS10_Part-timeWork.pdf
Cohen reports that older workers are much more likely than younger ones to be working part-time, but that this is frequently not a voluntary choice, and that many part-time workers are living in poverty.
DeBellis, Melita, "Downshifting: Its Unanticipated Consequences, and How Life Coaching and Planning Can Help", Integrative Adviser, December 2009 (Vol. 2, No. 4)
http://www.aiflp.org/pdfs/IntegrativeAdviserNo0204.pdf
DeBellis describes the phenomenon of 'downshifting' in one's career, and how coaches can assist this process.
Dinger, Erica L., What Retirement? Working and Learning for AARP Members in Michigan
American Association for Retired Persons, July 2008, Free
http://www.aarp.org/research/work/retirement/mi_learning_07.html
This report is based on a survey of 3,000 AARP members in Michigan age 50 to 62, and explores their attitudes and expectations about working during their “retirement” years.
Employment Status of Workers Ages 55 or Older, 1987-2008
Employee Benefits Research Institute, March 2010, Free
http://www.ebri.org/pdf/notespdf/EBRI_Notes_03-Mar10.EmpmntStat.pdf
This study documents a marked increase in employment of older workers, from 1993 to 2008.
Entrepreneurship and the Older Worker
Sloan Center on Aging & Work, February 2010 (Fact Sheet #26), Free
http://agingandwork.bc.edu/documents/FS26_Entrepreneur_OlderWrkrs_2010-01-25.pdf
This report reviews data and attitudes concerning entrepreneurship among older workers, observing that workers age 50+ are much more likely to be entrepreneurs, but not usually because of inability to find other employment.
Erickson, Tamara, Retire Retirement: Career Strategies for the Boomer Generation
Harvard Business School Press, 2008, $19.95
http://www.amazon.com/Retire-Retirement-Career-Strategies-Generation/dp/1422120597/ref=sr_1_1?ie=UTF8&s=books&qid=1274131469&sr=1-1#_
Erickson discusses alternatives to the traditional career model of working full speed until retirement age, then switching to full-time leisure. She helps you think about what you want in the way of post-retirement work, as well as how to get it.
Financial Implications of Going Back to Work after Retirement (AARP), 2009
http://assets.aarp.org/www.aarp.org_/cs/elec/goingbacktowork.pdf, Free
A worksheet that helps you identify the positives (paycheck and employee benefits) and the negatives (possible pension or Social Security penalties, and costs of working). It will not give you precise answers, but it will put you in the ballpark.
Five Reasons You Need a Liquidation Company, InventoryBuyer.net (Surplus Inventory Buyers)
http://www.inventorybuyer.net/sell-inventory/five-reasons-you-need-a-liquidation-company, Free
A self-serving but also helpful brief explanation of how a liquidation company can help you, with links to other relevant articles.
Freedman, Marc, Encore: Finding Work That Matters in the Second Half of Life
Public Affairs, 2008, $14.95
http://www.amazon.com/Encore-Finding-Work-Matters-Second/dp/1586486349/ref=sr_1_1?s=books&ie=UTF8&qid=1288037806&sr=1-1
Freedman persuasively argues that later years can offer freedom to work in more flexible, meaningful ways, rather than only a time to be free from work.
Freedman, Marc, Prime Time: How Baby Boomers Will Revolutionize Retirement and Transform America
Public Affairs, 2002, $14.95
http://www.amazon.com/Prime-Time-Revolutionize-Retirement-Transform/dp/1586481207/ref=sr_1_3?s=books&ie=UTF8&qid=1288037806&sr=1-3
Freedman presents a visionary analysis of a burgeoning older population as an enormous social and civic resource, ripe for engagement and contribution - and anything but the burden some commentators have portrayed.
Getting from Here to There: The Art of Job Transition, Workforc50.com
http://www.workforce50.com/content/authors/Kit-Hayes.cfm, Free
A series of columns by Kit Harrington Hayes at the Workforce50 website, offering sensible advice on how to approach a job change in your older years.
Giandrea, Michael D., Self-Employment Transitions among Older American Workers with Career Jobs
United States Burea of Labor Statistics, April 2008, Free
http://www.bls.gov/osmr/pdf/ec080040.pdf
The authors found that post-career transitions into and out of self employment are common and that health status, career occupation, and financial variables are important determinants of these transitions.
Guide to Business Asset Liquidation, A, AllBusiness.com (Dun & Bradstreet)
http://www.allbusiness.com/buying-exiting-businesses/selling-a-business-selling/2975883-1.html, Free
A useful set of suggestions if you are liquidating the assets of a small business.
Hansen, Randall S., "Working Beyond Retirement: For Money, Identity, and Purpose"
http://www.quintcareers.com/working_beyond_retirement.html
Explores several categories of reasons why older people can benefit from workiong, and includes some useful links to outside sources.
Hanson, Ron, Farm Family Business Ownership Succession
Tennessee Farmland Legacy Conference, October 9, 2008, Free
http://www.tennessee.gov/agriculture/marketing/legacy08presentations/10.pdf
Hanson deals frankly with family discussions and negotiations.
Hawkey, John, Exit Strategy Planning: Grooming Your Business for Sale or Succession
Gower Publishing Co., 2002, $110.00
http://www.amazon.com/Exit-Strategy-Planning-Grooming-Succession/dp/0566084988/ref=sr_1_2?ie=UTF8&s=books&qid=1274473301&sr=1-2
Hawkey's is an expensive book, and getting a bit old, but it is clearly written and covers the technicalities of transferring or selling a business in more detail than most.
Helman, Ruth, et al, EBRI 2008 Recent Retirees Survey: Report of Findings
Employee Benefits Research Institute, July 2008, Free
http://www.ebri.org/pdf/briefspdf/EBRI_IB_07-2008.pdf
This report focuses on the reasons people retire, and on what employers can do to hold onto them.
How to Write a Company Liquidation Checklist (eHow)
http://www.ehow.com/how_5105642_write-company-liquidation-checklist.html, Free
Helps you make your own list of assets and liabilities to deal with while liquidating a business.
Age Discrimination in the 21st Century – Barriers to the Employment of Older Workers (U.S. Equal Employment Opportunity Commission), July 2009
http://www.eeoc.gov/abouteeoc/meetings/7-15-09/index.html, Free
Hearings, with remarks and biographies of ten witnesses, along with a Q&A on waivers of discrimination claims in severance agreements.
International Farm Transition Network (Iowa State University)
http://www.farmtransition.org/aboutnetw.html, Free
IFTN is not only trying to develop strategies for transferring farms from older owners to the next generation, but also can help you connect with programs in at least 20 states that try to link beginning and retiring farmers.
Investing in Training 50+ Workers: A Talent Management Strategy
American Association for Retired Persons, and Towers Perrin, April 2008, Free
http://www.aarp.org/research/work/employment/invest_training.html
This study analyzes the attitudes of both employees and employers toward job training for workers age 50 and older. It finds receptivity toward such training on the part of workers, and benefits to both employer and employee.
James, Jacquelyn B., et al, The CitiSales Study of Older Workers: Employee Engagement, Job Quality, Health, and Well-being
Sloan Center on Aging & Work, November 2008, Free
http://agingandwork.bc.edu/documents/RH05_Citisales_2008-11-13b.pdf
The authors present results from a study of older workers at a major retail chain.
Job Hunting (AARP)
http://www.aarp.org/work/job-hunting/, Free
This site offers a variety of articles, updated from time to time, to help people age 50 and over find the jobs they want.
Jobs for the Older and Bolder
http://www.coolworks.com/older-bolder/, Free
Lists seasonal jobs for older workers
Johnson, Richard W., and Kaminski, James, Older Adults' Labor Force Participation since 1993: A Decade and a Half of Growth
Urban Institute, January 2010, Free
http://www.urban.org/uploadedpdf/412011_older_adults_labor_force.pdf
Johnson and Kaminski report that workforce participation increases are not just a matter of more older people available for work, but higher percentages of them actually in the workforce. Data tables are available at a related site.
Johnson, Richard W., and Mermin, Gordon , Will Changing Job Demands Boost Older Workers' Prospects?
Urban iInstitute / Retirement Policy Program, September 2008, Free
http://www.urban.org/UploadedPDF/411757_older_workers.pdf
Johnson and Mermin conclude that some workers will indeed benefit from changing job demands, but those with less education and without specialized training will be left behind.
Johnson, Richard W., and Mommaerts, Corina, Age Differences in Job Displacement, Job Search, and Reemployment
Boston College Center for Retirement Research, January 2011, Free
http://crr.bc.edu/images/stories/Working_Papers/wp_2011-3.pdf
Johnson and Mommaerts report that older workers are less likely to lose their jobs, but when they do, they have a harder time finding new jobs, and they tend to experience sharp wage declines.
Johnson, Richard W., and Park, Janice, Employment and Earnings among 50+ People of Color
Urban Institute, August 2011, Free
http://www.urban.org/uploadedpdf/412376-employment-and-earnings.pdf
Johnson and Park show how recent trends in labor force participation, earnings, self-employment, and unemployment vary by race and Hispanic origin for adults age 50 and older.
Johnson, Richard W., Older Workers: Opportunities and Chal-lenges
Urban Institute, July 2010, Free
http://www.urban.org/uploadedpdf/412166-older-workers.pdf
A brief fact sheet on older workers in general.
Leybovich, Ilya, "Health Benefits of Working after Retirement ", ThomasNet News, October 22, 2009
http://news.thomasnet.com/IMT/archives/2009/10/physical-mental-health-benefits-of-working-beyond-retirement-age.html, Free
Leybovich summarizes recent research on the ways in which post-retirement employment can improve a person's physical and mental well-being.
Liquidating Assets (U.S. Small Business Administration)
http://www.sba.gov/content/liquidating-assets, Free
A helpful list of steps to follow if you are shutting down a business and selling off its assets.
Looking for an Encore Career? The Guide to Finding Work That Matters
Civic Ventures and the MetLife Foundation, November 2009, Free
http://www.encore.org/find/guide
This booklet provides practical tips, case studies, and recommended resources in response to 12 frequently asked questions.
MacKay, Carleen, and Taft, Brad, Boom or Bust! New Career Strategies in a New America
Cambridge Media, 2006, $24.99
http://www.amazon.com/Boom-Bust-Carleen-MacKay/dp/0977340805/ref=sr_1_1?ie=UTF8&s=books&qid=1288186960&sr=1-1
Career guide and workbook that assists Baby Boomers to understand the changes in the American workplace and to manage their mature careers in a world where traditional expectations have been dashed by the lightening-fast, changing realities of our economy.
Michaud, Pierre-Carl, and Rohwedder, Susann, Forecasting Labor Force Participation and Economic Resources of the Early Baby Boomers
University of Michigan Retirement Research Center, May 2008, Free
http://www.mrrc.isr.umich.edu/publications/papers/pdf/wp175.pdf
Michaud and Rohwedder use a new model to predict that the early wave of Baby Boomers will work longer and apply for Social Security benefits later than their predecessors.
Mid Life: Career Change at 40 & Career Change at 50+ (Job Interview & Career Guide), August 4, 2009
http://www.job-interview-site.com/mid-life-career-change-at-40-career-change-at-50.html, Free
This article is intended to make mid-life career changes smoother, and to help people adapt to the effects of such changes on their personal lives.
Morrow-Howell, Nancy, "Volunteering in Later Life: Research Frontiers", Journals of Gerontology (Social Sciences): Series B, July 2010 (Vol. 65A, No.4)
http://psychsocgerontology.oxfordjournals.org/content/65B/4/461.abstract
Morrow-Howell summarizes the current knowledge about volunteering in later life and suggests five research questions at the forefront of knowledge development.
Munnell, Alicia H., and Sass, Steven A. , Decline of Career Emploment, The
Boston College Center for Retirement Research, September 2008, Free
http://crr.bc.edu/images/stories/ib_8-14.pdf
Munnell and Sass investigate health problems, the availability of Social Security at age 62, and the decline in career employment with one employer as impediments to working into one's elder years, especially for men.
Munnell, Alicia H., et al, Can the Bottom Third Work Longer?
Boston College Center for Retirement Research, January 2009, Free
http://crr.bc.edu/images/stories/Briefs/ib_9-1.pdf
The authors observe that the increased employment of older workers is largely occurring among higher-skilled employees, and that lower-skilled workers may not have the same ability to extend their careers.
Munnell, Alicia H., et al, Recessions and Older Workers
Boston College Center for Retirement Research, January 2009, Free
http://crr.bc.edu/images/stories/Briefs/ib_9-2.pdf
The authors find that older workers are currently faring about the same as younger ones, and that the long-term trend toward higher labor force participation among older workers is not being fully offset by a reduction in the edge older workers used to have over younger ones in layoff situations.
Munnell, Alicia H., et al, Will People Be Healthy Enough to Work Longer?
Boston College Center for Retirement Research, August 2008, Free
http://crr.bc.edu/images/stories/Working_Papers/wp_2008-11.pdf
The authors analyze the likelihood that many people who have the financial need to continue working in their older years will not have good enough health for that purpose.
Older Adults: Benefits to State Economies and Individual Well-Being
National Governors Association, April 2010, Free
http://www.nga.org/Files/pdf/1004OLDERADULTS.PDF
The main focus is the ongoing benefits to society and to the economic well-being of state governments when older people engage in paid employment and volunteerism.
Preparing To Pass On The Farm To The Kids
Kansas Rural Center, January 2005, Free
http://www.kansasruralcenter.org/publications/PPOFK.pdf
This manual provides some principles and steps that will help your family make a successful intergenerational farm transfer.
Purcell, Patrick, Older Workers: Employment and Retirement Trends
U.S. Congressional Research Service, September 15, 2008, Free
http://assets.opencrs.com/rpts/RL30629_20080915.pdf
Purcell reports on employment and retirement trends using U.S. census data.
Raymo, James M., et al, Mid-life Work Experiences and First Retirement
University of Wisconsin Center for Demography and Ecology, January 20, 2009, Free
http://www.ssc.wisc.edu/cde/cdewp/2008-14.pdf
The authors found that employment stability, occupational mobility, self-employment, and union membership across the life course are all associated with the timing of first retirement.
Resume Writing & Career Marketing, Workforce50.com
http://www.workforce50.com/content/authors/Michelle-Dumas.cfm, Free
A series of columns by Michelle Dumas on the Workforce50 website, addressing these topics from the viewpoint of the older worker, or the non-career person now trying to enter or re-enter the workforce.
Retired Brains
http://www.retiredbrains.com/default.aspx, Free
A website providing a wide range of information and services, with emphasis on job searching, for older workers and retirees.
Retirement Jobs
http://www.retirementjobs.com/, Free
RetirementJobs.com aims to identify companies most-suited to older workers and match them with active, productive, conscientious, mature adults seeking a job or project that matches their lifestyle.
Retirement Readiness for Retirees and Near-Retirees (RetirementWorks, Inc.)
http://www.retirementworks2.com/RetireReady/RW_RetireReady_Home.htm, Free
A set of interlocking web pages offered by RetirementWorks, Inc. It’s purpose is to link consumers to the best free and cost resources covering all domains of older life, dealing with 116 main issues grouped under the categories of Spirit, Purpose, Love, Avocation, Security, and Health.
Rho, Hye Jin, Patterns in Physically Demanding Labor Among Older Workers
Center for Economic and Policy Research, August 2010, Free
http://www.cepr.net/documents/publications/older-workers-2010-08.pdf
Tho's analysis is particularly relevant in light of proposals to increase the Social Security normal retirement age. He indicates that physically demanding jobs are more likely to be held by men, Latinos, the least educated (less than a high school diploma), immigrants, and the lowest wage earners.
Sargent, Dennis and Martha, Retire - And Start Your Own Business: Five Steps to Success
NOLO, 2008, $24.99
http://www.amazon.com/Retire-Start-Business-Steps-Success/dp/1413307655/ref=sr_1_148?ie=UTF8&s=books&qid=1274206749&sr=1-148#noop
A book and CD package that offers practical step-by-step advice on making this transition, and also supplies many of the necessary tools to make it work.
Sass, Stephen A., and Webb, Anthony, Is the Reduction in Older Workers' Job Tenure a Cause for Concern?
Boston College Center for Retirement Research, December 2010, Free
http://crr.bc.edu/images/stories/Working_Papers/wp_2010-20.pdf
Sass and Webb find that job loss during the age 50-56 timeframe generally results in a messy subsequent employment history, and more than doubles the likelihood that a person will be working part-time rather than full-time at age 60.
Senior Community Service Employment Program (ExperienceWorks)
http://www.experienceworks.org/site/PageServer?pagename=SCSEPInfoPage, Free
A nationwide program that provides job training to underprivileged individuals age 55 and up.
Senior Corps
http://www.seniorcorps.gov/
A government organization for Americans over 55, who have a lifetime of experience to share, and the desire to make a real difference in their world, providing volunteer opportunities to put their talents and expertise to work in their communities.
Seniors4Hire
http://www.seniors4hire.org/, Free
Job searching for workers age 50 and up.
Sherman, Andrew, Parting Company
Kiplinger Books, 1999, $19.99
http://www.amazon.com/Parting-Company-Andrew-Sherman/dp/0938721666/ref=sr_1_37?ie=UTF8&s=books&qid=1274473865&sr=1-37
An older but still useful book on succession planning, and on transferring or selling a business.
SHRM Executive Roundtable on the Future of Retirement
Society for Human Resource Management, 2009, Free
http://www.shrm.org/Research/FutureWorkplaceTrends/Documents/09-0697%20Future_Retire_FNL_VIEW_ONLY_3.pdf
Text of the Executive Summary, which outlines the problems and solutions discussed at the conference.
SOAR-55
Active in: MA
Newton Community Service Center, 492 Waltham Street, West Newton, MA 02465
Telephone:617-244-1404, ext. 227
http://www.soar-ma.org./programs/soar55
As part of the Corporation for National and Community Service national network of volunteers agencies, SOAR-55 helps tap the passion and experience of people over 55 to improve society.
Spafford, Kevin, Legacy by Design: Succession Planning for Agribusiness Owners
Marketplace Books, 2006, $29.95
http://www.amazon.com/Legacy-Design-Succession-Planning-Agribusiness/dp/1592802141/ref=sr_1_34?ie=UTF8&s=books&qid=1274666726&sr=1-34
This book discusses the issues and takes you through the steps required to create a succession plan and an effective transfer of ownership for an agricultural property.
Stone, Marika and Howard, Too Young to Retire: 101 Ways to Start the Rest of Your Life
Plume, 2004, $13.00
http://www.amazon.com/Too-Young-Retire-Ways-Start/dp/0452285577/ref=sr_1_1?ie=UTF8&s=books&qid=1288185981&sr=1-1
The authors argue for continuing to work during one's 'retirement' years, and offer 101 specific ideas for vocations and avocations to pursue.
Sweet, Stephen, et al, Talent Pressures and the Aging Workforce
Sloan Center on Aging & Work, Summer 2010, Free
http://www.bc.edu/research/agingandwork/meta-elements/pdf/publications/TMISR07_FinanceInsurance.pdf
A series of reports investigating how different business sectors do and could respond to the potential loss of talent as the workforce ages.
Tang, Fenyan, et al, "Organizational Support and Volunteering Benefits for Older Adults", Gerontologist, October 2010 (Vol. 50, No. 5)
http://gerontologist.oxfordjournals.org/content/50/5/603.abstract
The authors take a broad look at volunteering and health, with a particular focus on socio-emotional health, especially in lower income groups.
Tang, Fenyan, "Late-Life Volunteering and Trajectories of Physical Health", Gerontologist, July 2009 (Vol. 49, No. 3)
http://jag.sagepub.com/cgi/content/abstract/28/4/524
Tang found that volunteering was associated with improved health and decreased functional dependency, though not with the number of chronic conditions.
Tapping Encore Talent
Jointly sponsored by the MetLife Foundation and Civic Ventures, October 2008, Free
http://www.civicventures.org/publications/surveys/employerssurvey08/employsurvey_fln_web_oct9.pdf
This study says that among not-for-profit employers, those with the most experience in hiring older/retired workers were the most positive about the practice, but those without such experience expressed concerns.
Taylor, Phil, "5 Reasons to Work During Retirement", U.S. News and World Report, September 24, 2010
http://money.usnews.com/money/blogs/On-Retirement/2010/09/24/5-reasons-to-work-during-retirement, Free
Taylor summarizes the benefits of working during retirement - a good, short introduction to the topic.
"Volunteering and Health for Aging Populations", Today's Research on Aging, August 2011 (Issue 21)
http://www.prb.org/pdf11/TodaysResearchAging21.pdf, Free
This study emphasizes and explains the connection between volunteering and good health, noting that volunteering also appears to benefit younger volunteers as well.
Trends in Volunteerism among Older Adults
Sloan Center on Aging & Work, January 2010, Free
http://agingandwork.bc.edu/documents/FS03_TrendsVolunteerism_2010-01-14.pdf
This report offers new data, and notes that older adults are more likely to continue to volunteer with organizations that offer opportunities to contribute managerial or professional skills, as well as flexible work schedules.
Vanwyck, Wayne, The Business Transition Crisis: Plan Your Succession Now to Beat the Biggest Business Selloff in History
BPS Books, 2010, $29.99
http://www.amazon.com/Business-Transition-Crisis-Succession-Biggest/dp/1926645146/ref=sr_1_3?ie=UTF8&s=books&qid=1274473301&sr=1-3
Vanwyck offers sound advice for preparing for selling or otherwise transferring your business, whether you feel his alarmism is warranted or not.
What Are the Best Jobs for Retirees? Retirement Careers and Where to Find Them (NewRetirement.com)
http://www.newretirement.com/Services/Working_In_Retirement_Best_Jobs.aspx, Free
Asks the right questions to ponder when deciding on the kind of job that would suit you best, discusses different strategies you might pursue, and offers links to outside sources that can help.
Why Retirees Work When They Don't Have To (Retirement Café)
http://www.retirement-cafe.com/Retirement-Jobs.html, Free
Lists 14 reasons why working after retirement can be a good idea.
WiserWorker.com (Dominion Enterprises)
http://www.wiserworker.com/, Free
Job search and other resources for older workers.
Workforce 50
http://www.workforce50.com/, Free for job seekers
Workforce50.com serves older workers with a full service job board and career site. All jobs are placed by employers specifically interested in staffing from the over-50 workforce. This site caters to mature workers searching for employment, in transition or approaching retirement.
Working After Retirement: The Gap Between Expectations and Reality, September 21, 2006
http://pewsocialtrends.org/2006/09/21/working-after-retirement-the-gap-between-expectations-and-reality/, Free
This report is still useful because it reflects the reality of “normal” times, not recession. Even so, while most pre-retirees said they would like to work after retirement, only a small percentage actually do, when the time comes.
AgTransitions (University of Minnesota)
https://www.agtransitions.umn.edu/, Free
Software that you can use to develop a professional quality transition plan to pass your farm to the next generation.
Consumers/clients: Aging
James, Jacquelyn B., et al, Engaged as We Age: The End of Retirement as We Know It?
Sloan Center on Aging & Work, February 2010, Free
http://agingandwork.bc.edu/documents/IB24_EngagedAsWeAge.pdf
The authors explore whether the old assumptions and expectations about aging reflect the current reality, new views of aging (and critiques of those views), and the benefits of a revised conceptual model of retirement and aging.
Mezuk, Briana, et al, "Job Strain, Depressive Symptoms, and Drinking Behavior Among Older Adults: Results From the Health and Retirement Study", Journals of Gerontology Series B: Psychological Sciences, July 2011 (Vol. 66B, No. 4)
http://psychsocgerontology.oxfordjournals.org/content/66B/4/426.abstract
The researchers report that, contrary to studies of younger workers, their study of older workers shows that in this group job strain is not related to alcohol misuse, though it is related to depression.
Pillemer, Karl, et al, "Environmental Volunteering and Health Outcomes over a 20-Year Period", Gerontologist, October 2010 (Vol. 50, No. 5)
http://gerontologist.oxfordjournals.org/content/50/5/594.abstract
The authors find a strong positive correlation between volunteering for environmental organizations in mid-life and stronger physical and mental health in later life.
Yeung, Dannii Y. and Fung, Helene H., "Aging and work: How Do SOC Strategies Contribute to Job Performance Across Adulthood?", Psychology and Aging, December 2009 (Vol. 24, No. 4)
Yeung and Fung, in a study of Chinese workers, found that work strategies involving selection, optimization, and compensation were employed very differently, and with different degrees of success in different circumstances, by older vs. younger workers.
Consumers/clients: Ethnic or racial groups
Johnson, Richard W., and Soto, Mauricio, Hispanic Workers: A Growing Segment of the U.S. Workforce
Urban Institute, June 2009, Free
http://assets.aarp.org/rgcenter/econ/hispanic_workers_09.pdf
The authors describe the number and share of Hispanics that are employed, where they work, how much they earn, and their attitudes toward work.
Thomas, David A., and Gabarro, John J., Breaking Through: The Making of Minority Executives in Corporate America
Harvard Business Press, 1999, $32.95
http://www.amazon.com/Breaking-Through-Minority-Executives-Corporate/dp/0875848664/ref=sr_1_9?ie=UTF8&s=books&qid=1274303999&sr=1-9
Thomas and Gabarro use lessons learned in the examination of three companies to identify behaviors and strategies for minority employees looking to get ahead.
Consumers/clients: Gender groups
Bosworth, Barry P., and Burtless, Gary, Recessions, Wealth Destruction, and the Timing of Retirement
Boston College Center for Retirement Research, December 2010, Free
http://crr.bc.edu/images/stories/Working_Papers/wp_2010-22.pdf
Bosworth and Burtless find essentially no evidence that fluctuations in the prime-age unemployment rate have an important or systematic effect on the labor force participation rates of women past age 55, though it has a noticeable impact on the participation rate of older men.
Women Employed
http://www.womenemployed.org/index.php?id=75, Free
Provides a lot of information and an active network for women with job-related problems, with special emphasis on sexual harassment and discrimination.
Wong, Jen D., and Hardy, Melissa A. , "Women's Retirement Expectations: How Stable Are They?", Journals of Gerontology Series B: Psychological Sciences and Social Sciences, January 2009 (Vol. 64, No. 1)
http://psychsocgerontology.oxfordjournals.org/cgi/reprint/64B/1/77
The authors have measured women’s expectations about retirement over a seven-year period and found significant fluctuations in individuals over that time, suggesting that capturing people’s feelings at multiple time points prior to retirement may provide a truer picture.
Consumers/clients: Other / general / not specified
1-800 Volunteer.org
http://www.1-800-volunteer.org/1800Vol/OpenIndexAction.do, Free
This website does not have as many volunteer positions in their database as some others do, but they also have a relatively detailed search mechanism.
Aaron, Henry J., and Callan, Jean Marie, Who Retires Early?
Boston College Center for Retirement Research, May 2011, Free
http://crr.bc.edu/images/stories/Working_Papers/wp_2011-10_508.pdf
Aaron and Callan examine differences in personal circumstances between those who retire and those who remain at work for pay at various ages. They find only small differences between the two groups, and they discuss the implications of proposed increases in the Social Security retirement age.
Action Without Borders
Active in: USA, International
302 Fifth Avenue, 11th Floor, New York, NY 10001 (and elsewhere)
Fax:212-695-7243
http://www.idealist.org/
AWB connects people, organizations, and resources to help build a world where all can live free, dignified lives. Independent of any government, political ideology, or creed, it aims to find practical solutions to social and environmental problems in a spirit of generosity and mutual respect.
All for Good (Google)
http://www.allforgood.org/, Free
All for Good can also help you locate volunteer opportunities posted on other sites (registration required, or you can sign in from Facebook, Google, Twitter, Yahoo, and other sites.
America's Service Locator (U.S. Department of Labor / CareenOneStop)
http://www.servicelocator.org/, Free
Connects you with free (mostly state-supported) job counseling and other work-related services across the country.
Andel, Ross, et al, "Indicators of Job Strain at Midlife and Cognitive Functioning in Advanced Old Age", Journals of Gerontology Series B: Psychological Sciences, May 2011 (Vol. 66B, No. 3)
http://psychsocgerontology.oxfordjournals.org/content/66B/3/287.abstract
The authors report results from a Swedish study showing that job control at midlife, by itself and in combination with job demands, may influence cognitive functioning later above and beyond demographic variables and other occupational characteristics.
Bluestone, Barry, and Melnik, Mark, After the Recovery: Help Needed – The Coming Labor Shortage and How People in Encore Careers Can Help Solve It
Civic Ventures, 2010
http://www.encore.org/research
Bluestone and Melnik estimate that in ten years there will be a significant labor shortage in the U.S., and argue that older adults will be essential to filling the gap.
Boardnet USA (Boardnet.org)
http://www.boardnetusa.org/public/home.asp, Free
This site matches people who want to be on non-profit boards with organizations looking for board members (registration required).
Bolles, Richard N., What Color Is Your Parachute?
Ten Speed Press, 2011 edition, $10.99
http://www.amazon.com/What-Color-Your-Parachute-2011/dp/158008270X/ref=sr_1_1?s=books&ie=UTF8&qid=1298308732&sr=1-1
The classic book on figuring out what kind of work you really want to do, and how to find the job that suits you. New editions come out pretty much every year.
Building a Sustainable Business: A Guide to Developing a Business Plan for Farms and Rural Businesses
Minnesota Institute for Sustainable Agriculture, 2003, Free
http://misadocuments.info/biz_introd.pdf
A good and free resource for helping you get started if you are planning to go into farming.
Business Idea Center (Entrepreneur Media, Inc.)
http://www.entrepreneur.com/businessideas/index.html, Free
Offers nearly 1000 ideas of businesses you could go into, gives you an estimate of the likely start-up costs, and indicates whether franchise opportunities are available.
Career Coach Academy
http://www.careercoachacademy.com/coaching_find_coach.html, Free
Directory of career coaches certified by this organization.
Career Management Alliance - Directory of Members
http://www.careermanagementalliance.com/searchdirectory.php, Free
Directory of career coaches who belong to this organization.
CareerBuilder
http://www.careerbuilder.com/, Free
One of the largest, best-established job search sites.
CareerKey
http://www.careerkey.org/asp/your_personality/take_test.html, $9.95
Offers a scientifically validated career test based on the Holland personality system, and relates the results to specific careers and educational paths.
Casey, Paul E., Is Self-Employment For You?
Hara Publishing Group, 2004
http://www.amazon.com/Self-Employment-You-Paul-E-Casey/dp/1887542175/ref=sr_1_53?ie=UTF8&s=books&qid=1274206212&sr=1-53
Casey helps you evaluate your own motives, and measure whether your personality traits fit the entrepreneurial lifestyle. It also focuses on the difference between starting and sustaining a business, and explains why a lot of what we think we know about running a business is wrong.
Coach Connection
http://www.findyourcoach.com/0o-career-coach.php, Free
Career coach locator.
Conklin, Linda, Career Coach: Getting The Right Job Right Now
Linda Conklin, 2008, $19.97
http://www.amazon.com/Career-Coach-Getting-Right-Job/dp/0615236642/ref=sr_1_42?ie=UTF8&s=books&qid=1274205540&sr=1-42
Smart help for conducting a job-search campaign.
Cooperative Extension System Offices (National Institute of Food and Agriculutre (U.S.))
http://www.csrees.usda.gov/Extension/, Free
Enables you to find the state and county offices that can help you with all manner of agricultural issues.
Cornwell, Ron, It's Never the Right Time: An Entrepreneur's Guide to Behaviors to Avoid at All Costs When Seeking Self Employment
Ron Cornwell Enterprises, 2008, $22.50
http://www.amazon.com/Its-Never-Right-Time-Entrepreneurs/dp/0981859208/ref=sr_1_41?ie=UTF8&s=books&qid=1274205540&sr=1-41#_
Cornwell addresses the impediments, psychological and otherwise, to starting a business, how to evaluate whether self-employment is right for you, and how to get yourself started while avoiding the worst pitfalls.
Create the Good (AARP)
http://createthegood.org/, Free
A service that can help you get involved in volunteer activities in your own neighborhood.
Cryer, Shelly, Nonprofit Career Guide, The: How to Land a Job That Makes a Difference
Fieldstone Alliance, 2008, $16.95
http://www.amazon.com/Nonprofit-Career-Guide-Makes-Difference/dp/0940069598/ref=sr_1_28?ie=UTF8&s=books&qid=1271705405&sr=8-28
Cryer offers help on most topics related to discerning with volunteering or having a paid career in a not-for-profit is right for you and, if so, how to identify the right opportunity.
Dawson, Sheryl, Job Search: The Total System
Total Career Resources, 2008, $19.95
http://www.amazon.com/Job-Search-Total-System-3rd/dp/0615242146/ref=sr_1_5?ie=UTF8&s=books&qid=1274446734&sr=1-5
A generic but well-regarded guide to finding a new job.
DeSena-Shook, Jill, Just Tell Me How to Get Hired: A Top Recruiter's Fast, Easy Guide to Getting & Staying Employed
Outskirts Press, 2009, $17.95
http://www.amazon.com/Just-Tell-How-Get-Hired/dp/1432748866/ref=sr_1_35?ie=UTF8&s=books&qid=1274205314&sr=1-35
A good, direct guide to finding a job.
EnergizeInc
http://www.energizeinc.com/, Free
A website containing innumerable good links to articles and information on various aspects of volunteering, with its main focus on leaders of volunteers.
ExperienceCorps
http://www.experiencecorps.org/index.cfm, Free
For people who want to work with students, this site helps match your knowledge and experience with what is needed by particular students in your area.
Find a Counselor (National Career Development Association)
http://jobsearch.about.com/gi/o.htm?zi=1/XJ&zTi=1&sdn=jobsearch&cdn=careers&tm=46&gps=455_706_1067_900&f=00&su=p284.9.336.ip_p554.13.336.ip_&tt=11&bt=1&bts=1&zu=http%3A//www.ncda.org/, Free
Helps you locate a career counselor associated with NCDA
Fisher, Anne, "How to Find the Right Career Coach", Fortune, August 2008 (online)
http://money.cnn.com/2008/07/31/news/economy/career.coach.fortune/index.htm, Free
Fisher provides nine tips for weeding out people who are not qualified or not likely to be helpful to you.
Grad School Resource Center (Idealist.org)
http://www.idealist.org/info/GradEducation, Free
This site directs you to an abundance of advice and information about programs that specifically qualify you for higher level management positions in the not-for-profit realm.
Heidkamp, Maria, et al, “New Unemployables,” The: Older Job Seekers Struggle to Find Work During the Great Recession
Sloan Center on Aging & Work, November 2010, Free
http://www.bc.edu/content/dam/files/research_sites/agingandwork/pdf/publications/IB25_NewUnemployed.pdf
The authors compare the job search, financial, and emotional experiences of older vs. younger unemployed Americans.
How to Evaluate a Potential Volunteer Opportunity (Lyndon B. Johnson School of Public Affairs)
http://www.serviceleader.org/volunteers/evaluating, Free
Outlines six steps you can take to make sure you and an agency seeking volunteers are a good match.
How to Start a Nonprofit Organization -- Guidelines and Resources for Entrepreneurs (Free Management Library)
http://www.managementhelp.org/strt_org/strt_np/strt_np.htm, Free
This site offers information about starting up a not-for-profit organzationthat is a little less detailed that is less detailed than some, but is very conveniently organized.
FAQ on Starting a Solo Business (WorkingSolo.com)
http://www.workingsolo.com/faqstarting.html, Free
This page asks and answers in snappy form the ten questions you should be asking yourself before you jump into starting your own business.
Husarik, Theresa A., Hobby Farming For Dummies
For Dummies, 2008, $19.99
http://www.amazon.com/Hobby-Farming-Dummies-Theresa-Husarik/dp/0470281723/ref=sr_1_60?ie=UTF8&s=books&qid=1274666353&sr=1-60
A good book to read before you get serious about going into farming as a retirement activity, as it will help you form a realistic idea of what you are really in for.
Idealist.org (Action Without Borders)
http://www.idealist.org/search/advanced, Free
A site by, for, and about not-for-orfit and and social service groups, and for people who want to be part of them. It includes a detailed search you can use to find organizations, programs, and jobs.
International Volunteer Programs Association
http://www.volunteerinternational.org/, Free
This organization's website offers information about volunteer opportunities abroad, and though they do not call them “voluntourism,” most of them do require payment on the part of the volunteer to cover expenses.
Jacobs, Robin, Guide for Job Seekers and Employees
Portland Community College, Not dated, Free
http://spot.pcc.edu/~rjacobs/career/new_page_2.htm
An overall guide for job seekers, employees and employers, with emphasis on people with disabilities – but with excellent advice for everyone. Particularly note Section VII (“The Road to Career Success”), which offers a communication skills self-assessment exercise, and other tools.
Joiner, Steven, and Busse, Meg, Idealist Guide to Nonprofit Careers for Sector Switchers, The
Hundres of Heads Books, 2010, $18.95
http://www.amazon.com/Idealist-Nonprofit-Switchers-Hundreds-Survival/dp/1933512229/ref=pd_sim_b_2
An excellent resource on switching to a career in the non-profit sector, assembled by the staff of a leading organization in the field of nonprofit careers.
Koppen, Jean, Volunteering, Service and Remembering September 11th: A National Survey of Adults 18+
American Association for Retired Persons, September 2009, Free
http://assets.aarp.org/rgcenter/general/volunteer_remember.pdf
Koppen finds that most U.S. adults think that volunteering can help the community, but the sense of personal commitment and duty has weakened in the eight years since 9/11.
Levinson, Jay Conrad, and Perry, David E., Guerrilla Marketing for Job Hunters 2.0: 1,001 Unconventional Tips, Tricks and Tactics for Landing Your Dream Job
Wiley, 2009, $21.95
http://www.amazon.com/Guerrilla-Marketing-Job-Hunters-Unconventional/dp/0470455845/ref=sr_1_1?ie=UTF8&s=books&qid=1274446734&sr=1-1#_
An especially helpful book if you want to more about job searching electronically.
Live United (United Way)
http://liveunited.org/, Free
The national United Way site can link you to their local branches, many of which can help people find appropriate volunteer activities in their own area.
Mancuso, Anthony, How to Form a Nonprofit Corporation
NOLO, 2009, $49.99
http://www.amazon.com/Nonprofit-Corporation-Anthony-Mancuso-Attorney/dp/1413310265/ref=sr_1_1?ie=UTF8&s=books&qid=1271705240&sr=8-1
Mancuso offers detailed guidance on getting through the federal and state legal hoops to set up your own not-for-profit organization.
McKay, Dawn Rosenberg, "Career Decisions: Self-Assessment"
http://careerplanning.about.com/od/selfassessment/a/self_assessment.htm, Free
Provides basic information and some useful links about how to decide what new career might be right for you.
McNamara, Tay K., and Gonzales, Ernest, "Volunteer Transitions Among Older Adults: The Role of Human, Social, and Cultural Capital in Later Life", Journals of Gerontology Series B: Social Sciences, July 2011 (Vol. 66B, No. 4)
http://psychsocgerontology.oxfordjournals.org/content/66B/4/490.abstract
McNamara and Gonzales examine the relationship between the nature / quality of the volunteering experience on the one hand, and human, social, and cultural capital on the other. They suggest some ways in which these can be optimized.
Monster.com
http://www.monster.com/, Free
One of the biggest and best establsihed online job search sites.
Myths about Online Volunteering
http://www.coyotecommunications.com/volunteer/ovmyths.html, Free
Cravens can help you understand how the concept of doing volunteer work over the computer at home plays out in reality.
Nonprofit Leadership Alliance
http://www.humanics.org/site/c.omL2KiN4LvH/b.1098773/k.BE7C/Home.htm, Free
An undergraduate program in nonprofit management that is offered at some 70 colleges nationwide.
Occupational Outlook Handbook; Dancers and Choreographers (U.S. Bureau of Labor Statistics)
http://www.bls.gov/oco/ocos094.htm, Free
Tells you what you need for qualifications and training and what the job market is like.
Otting, Laura Gassner, Change Your Career: Transitioning to the Nonprofit Sector
Kaplan Publishing, 2007, $16.95
http://www.amazon.com/Change-Your-Career-Transitioning-Nonprofit/dp/1419593412/ref=sr_1_1?s=books&ie=UTF8&qid=1300475018&sr=1-1
Helps you figure out if the non-profit sector is right for you and, if so, how to make the transition.
Pavlina, Steve, "10 Myths About Self-Employment", July 4, 2006
http://www.stevepavlina.com/blog/2006/07/10-myths-about-self-employment/, Free
If you have been afraid to seriously consider self-employment, Pavlina is here to tell you that maybe you needn’t be.
Piercy, Kathleen W., et al, "Challenges and Psychosocial Growth for Older Volunteers Giving Intensive Humanitarian Service", Gerontologist, August 2011 (Vol. 51, No. 4)
http://gerontologist.oxfordjournals.org/content/51/4/550.abstract
Interviews with volunteers identified benefits they received: expanded social networks, closeness to spouses, compassion and empathy for others, altered personal perspectives with less materialism and self-focus, more appreciation of cultural differences, and finding existential meaning in service.
Pitt-Catsouphes, Marcie, et al, Workplace Flexibility: Findings from the Age and Generations Study
Sloan Center on Aging & Work, January 2009, Free
http://agingandwork.bc.edu/documents/IB19_WorkFlex_2009-02-04.pdf
The authors found that when employees (of all ages) have the flexibility they need, there are positive outcomes such as higher employee engagement, perceptions of less work overload, better mental health, and more positive assessments of work-family balance.
Recession Turns a Graying Office Grayer
Pew Research Center, September 3, 2009, Free
http://pewresearch.org/pubs/1330/american-work-force-is-graying
Results and analysis of a survey showing that economic uncertainty is motivating older workers to stay on the job longer, while keeping younger people out of the workforce.
Resources for Nonprofit Organizations (Idealist.org)
http://www.idealist.org/info/Nonprofits, Free
Offers a helpful variety of information and advice on many aspects of not-for-profits, including how to start them from scratch.
Self Employment in the Arts
http://www.selfemploymentinthearts.com/, Free
These folks want to help you turn your artistic interests into a money-making opportunity. Cruise this site, and get an idea whether this has potential for you.
Self-Employment for People with Disabilities (Diversity Workd)
http://www.diversityworld.com/Disability/selfempl.htm, Free
Links to resources related to entrepreneurship for the disabled.
Self-Employment Q and A: Assistance not Assessment: Getting at the Heart of Small Business Feasibility (Virginia Commonwealth University / Rehabilitation Research and Training Center on Workplace Supports and Job Retention)
http://www.start-up-usa.biz/resources/content.cfm?id=845, Free
This page specifically address the needs of the disabled when thinking about the possibilities of self-employment. Other pages on this website are useful for this same audience.
ServiceLeader.org (LBJ School of Public Affairs)
http://www.serviceleader.org/, Free
This site provides volunteers and the leaders of volunteer initiatives with high-quality information that furthers the study and practice of volunteerism.
Starting Your Biz: The Idea (IdeaCafe)
http://www.businessownersideacafe.com/starting_business/idea.php, Free
A site to help you get started finding the right business idea for you, if you want to start up your own business.
State Service Commissions (Corporation for National & Community Service)
http://www.nationalservice.gov/about/contact/statecommission.asp, Free
A directory of state service commissions that coordiante Americorps and other volunteer activities.
Taylor, Lynn, Tame Your Terrible Office Tyrant: How to Manage Childish Boss Behavior and Thrive in Your Job
Wiley, 2009, $21.95
http://www.amazon.com/Tame-Your-Terrible-Office-Tyrant/dp/0470457643/ref=sr_1_2?ie=UTF8&s=books&qid=1274303999&sr=1-2
Taylor will give you some laughs as well as some solid advice on deailing with a rotten boss.
Templar, Richard, Rules of Work, The: The Unspoken Truth About Getting Ahead in Business
FT Press, 2005, $18.99
http://www.amazon.com/Rules-Work-Unspoken-Getting-Business/dp/0131858386/ref=sr_1_2?ie=UTF8&s=books&qid=1274304649&sr=1-2
Cavaiola and Lavender offer insights about, and practical strategies for dealing with, the people who make the workplace miserable.
Virtual Volunteer Opportunities (VolunteerMatch.org)
http://www.volunteermatch.org/search/index.jsp?v=true, Free
Lets you search for at-home volunteer work by geographic location and keywords.
Virtual Volunteering Resources (Lyndon B. Johnson School of Public Affairs)
http://www.utexas.edu/lbj/rgk/serviceleader/virtual/, Free
This site links to numerous other pages dealing with the pros and cons of, and to specific kinds of opportunities for, on-line volunteering projects.
Volunteer Family, The
http://www.thevolunteerfamily.org/Default.aspx, Free
The Volunteer Family's mission is to encourage, facilitate, coordinate, and support volunteering activities for families in order to strengthen values while helping nonprofit agencies achieve their respective goals of serving communities most pressing needs.
Volunteer Management Resource Library (Energize.com)
http://www.energizeinc.com/art.html, Free
This site contains links to lists of articles, books, and websites on over 40 topics related to managing a not-for-profit.
Volunteer Solutions (Truist)
http://volunteer.truist.com/, Free
Provides a rather limited volunteer job search engine set up mainly for United Way agencies.
Volunteer.gov (U.S. Government)
http://www.volunteer.gov/gov/, Free
Check out this site if you’d like to do volunteer work within the Federal government.
Volunteering in America (Corporation for National & Community Service)
http://www.volunteeringinamerica.gov/index.cfm, Free
Provides interactive tools to match volunteers with opportunities in over 160 communities in the U.S.
Volunteering in the United States (U.S. Bureau of Labor Statistics)
http://www.bls.gov/news.release/volun.nr0.htm, Free
Who knew that the U.S. Bureau of Labor Statistics could be a source of inspiration? Their data, updated annually, shows what kind of time other people are donating to charitable causes.
VolunteerMatch
http://www.volunteermatch.org/, Free
This site can help match you up with volunteer opportunities in tens of thousands of not-for-profit organizations (registration required).
Winter, Barbara J., Making a Living Without a Job: Winning Ways for Creating Work That You Love
Bantam Books, 2009 (revised ed.), $16.00
http://www.amazon.com/Making-Living-Without-Job-revised/dp/0553386603/ref=sr_1_146?ie=UTF8&s=books&qid=1274206749&sr=1-146
Winter offers a non-traditional view of entrepreneurship, a world where creativity matters more than money. Yet her practical advice is down to earth, and this book is worth reading if you think you have an idea for an unusual business opportunity.
Workplace Fairness
http://www.workplacefairness.org/workers-resources, Free
This site offers information concerning all forms of workplace discrimination, plus links to government agencies, employee rights groups, legal services, books, and other sources.
Career Interest Game (University of Missouri Career Center)
http://careerplanning.about.com/gi/o.htm?zi=1/XJ/Ya&zTi=1&sdn=careerplanning&cdn=careers&tm=6&gps=184_410_1067_900&f=00&tt=14&bt=0&bts=1&zu=http%3A//career.missouri.edu/students/majors-careers/skills-interests/career-interest-game/%3Fmenu%3Dstudent%26expan, Free
Helps you identify career areas that suit your personality style – a simplified version of the Self-Directed Career Search.
Ready to Advance Your Career? (Psychology Today)
http://psychologytoday.tests.psychtests.com/take_test.php?idRegTest=1334, Free basic analysis; $9.95 for details
The free results just give your your overall. The complete results consist of a multi-page report providing a more detailed analysis and offering suggestions about how to improve your readiness for advancement at work.
Self-Directed Career Search (PAR, Inc.)
http://careerplanning.about.com/gi/o.htm?zi=1/XJ&zTi=1&sdn=careerplanning&cdn=careers&tm=10&gps=124_372_1067_900&f=00&su=p284.9.336.ip_p554.13.336.ip_&tt=2&bt=1&bts=1&zu=http%3A//www.self-directed-search.com/, $4.95
This on-line service categorizes you as one of six types – Realistic, Investigative, Artistic, Social, Enterprising, or Conventional – then provides a list of job types that match your category.
What Type of Volunteer Work Is Best for You? (ProProfs)
http://www.proprofs.com/quiz-school/story.php?title=what-type-volunteer-work-is-best-you, Free
A simple pop quiz designed to help you identify what kind of volunteer work would be a good fit for you.