Financial and Life Planning Resource Directory
Sponsored by
The Association for Integrative Financial and Life Planning
and The Life Planning Network
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Aging in Place, Stuck Without Options
Center for Neighborhood Technology / Transportation for America, 2011, Free
http://t4america.org/docs/SeniorsMobilityCrisis.pdf
This study estimates that by 2015, more than 15.5 million Americans 65 and older will live in communities where public transportation service is poor or non-existent. It also ranks U.S. metropolitan areas by the quality of their transportation services.
Beard, J.R., et al, "Neighborhood Characteristics and Change in Depressive Symptoms Among Older Residents of New York City", American Journal of Public Health, July 2009 (Vol. 99, No. 7)
http://www.rwjf.org/pr/product.jsp?id=45549
The authors report that the three main factors augmenting depression were neighborhood socioeconomic influences, residential stability, and racial/ethnic composition, with positive neighborhood socioeconomic influences being significantly protective against worsening symptoms.
Best Places to Retire (U.S. News & World Report)
http://money.usnews.com/money/retirement/best-places-to-retire, Free
A very good site to identify towns and cities all over the U.S. that have the right size, home prices, weather, and healthcare services you are looking for.
Bianchi, Suzanne M., et al, Geographic Dispersion and the Well-being of the Elderly
University of Michigan Retirement Research Center, October 2010, Free
http://www.mrrc.isr.umich.edu/publications/papers/pdf/wp234.pdf
The authors analyze the geographical distances between older adults and their grown children, and how these change over time.
Bird, Joshua, et al, "Differences in Caregiving: Does Residence Matter?", Journal of Applied Gerontology, August 2011 (Vol. 30, No. 4)
http://jag.sagepub.com/content/30/4/407.abstract
These researchers' findings do not support the notion that rural residence always places caregivers at risk for negative outcomes.
Conway, Karen Smith, and Rork, Jonathan C., "Going With the Flow’ — A Comparison of Interstate Elderly Migration During 1970–2000 Using the (I)PUMS Versus Full Census Data", Journals of Gerontology Series B: Social Sciences, November 2010 (Vol. 65B, No. 6)
http://psychsocgerontology.oxfordjournals.org/content/65B/6/767.abstract
Conway and York show that interstate migration patterns for older Americans remained pretty steady from 1970 to 2000, and explain away evidence to the contrary.
Cromartie, John, and Nelson, Peter, Baby Boom Migration and Its Impact on Rural America
U.S. Dept. of Agriculture Economic Research Service, August 2009, Free
http://www.ers.usda.gov/Publications/ERR79/
According to Cromartie and Nelson's analysis, if baby boomers follow past migration patterns where older people tend to relocate to more isolated and less costly settings, the nonmetro population age 55-75 will increase by 30 percent between now and 2020.
Cullinane, Jan, and Fitzgerald, Cathy, The New Retirement
Rodale Inc., 2004 (Revised ed.), $19.95 (U.S.)
Cullinane and Fitzgerald cover in an intelligent way all the main issues that arise in the process of retiring, but give extraordinarily detailed information and analysis concerning the question of where to live - both kind of residence, and especially geographical location.
Gilbert Guide
http://www.gilbertguide.com/senior-care-directory/continuing-care-retirement-communities.html, Free
Find continuing care retirement communities (CCRCs) by state or major city.
Go West, Old Man: Where Older Adults Feel Young at Heart
Pew Research Center, August 7, 2009, Free
http://pewresearch.org/pubs/1301/older-americans-west-feel-younger-healthier
According to this survey, the Western U.S. states report a higher proportion of age 65+ adults who are healthy and don’t feel old.
Haverstick, Kelly, and Zhivan, Natalia A. , Older Americans on the Go: How Often, Where, and Why?
Boston College Center for Retirement Research, September 2009, Free
http://crr.bc.edu/images/stories/Briefs/ib_9-18.pdf
The authors examine the migration patters of older adults.
Housing + Transportation Affordability Index (Center for Neighborhood Technology)
http://htaindex.cnt.org/, Free
Helps identify the costs of housing and transportation together in metropolitan areas both major and minor across the U.S.
Living Abroad (TransitionsAbroad.com)
http://www.transitionsabroad.com/listings/living/index.shtml, Free
A great site to check out if you are thinking of living outside the U.S. – for the adventure, or to get more lifestyle for the buck.
Raghavan, Kamala, "Survey of Total State Taxes and Planning Implications for Retirees", Journal of Financial Planning, January 2009 (Vol. 22, No. 1)
Raghavan observes that low income taxes in a given state may be more than offset by other taxes, and she provides a useful state-by-state tax chart.
Savageau, David, Retirement Places Rated: What You Need to Know to Plan the Retirement You Deserve
Frommers, 2007
http://www.amazon.com/Retirement-Places-Rated-What-Deserve/dp/0470089598/ref=sr_1_2?s=books&ie=UTF8&qid=1280772483&sr=1-2
Savageau helps you identify the factors that should affect your decision to move, and then rates over 200 places based on a wide variety of criteria.
SnowbirdHelper.com
http://www.snowbirdhelper.com/, Free
This site offers a wide variety of information for people who want to move south for the winters.
Social & Demographic Trends Survey
Pew Research Center, February 2009, Free
http://pewresearch.org/pubs/1134/content-in-american-suburbs
This survey found that people who live in suburbs are more content with their environment than people in rural or urban areas.
Taxes by State (Retiement Living Information Center)
http://retirementliving.com/RLtaxes.html, Free
An excellent place to start, if you want to get a feel for whether your state taxes will go up or down if you move.
Where to Retire
$18.00/year
http://wheretoretire.com/
A magazine that comes out six times a year, dedicated to helping you find the best places to live in retirement. You can get a free trial issue at their website.