Financial and Life Planning Resource Directory

Sponsored by

The Association for Integrative Financial and Life Planning

and The Life Planning Network

Directory Home        Lookup by Type        Lookup by Process        Lookup by Subject

Consumers/clients: Mid-career, wealth-building Money
Money: Retirement planning
Money: Debt management, mortgages
	Rainville, Gerard, AARP Bulletin Survey on Consumer Debt and Loans
		AARP Public Policy Institute, July 2009 http://assets.aarp.org/rgcenter/econ/bulletin_debt_09.pdf Rainville finds that those age 18-49 and those age 50+ do not differ in regard to their levels of debt and their ability to take action to reduce these financial obligations.
Money: Investments, asset management
Money: Social Security, pensions, annuities
Money: Health care costs, insurance
	Employers, Workers, and the Future of Employment-Based Health Benefits
		Employee Benefits Research Institute, December 2009, Free http://www.ebri.org/pdf/briefspdf/EBRI_IB_02-2010_No339_EB-Bens.pdf Summary of presentations at EBRI’s 65th biannual policy forum, held in Washington, DC, Decmber 10, 2009.
	Poterba, James M., et al, Asset Cost of Poor Health, The
		National Bureau of Economic Research, September 2010, $5.00 http://www.nber.org/papers/w16389 In their analysis of data from the Health and Retirement Survey, the authors find that those in the top third of the health distribution accumulated, on average, more than 50 percent more assets than those in the bottom third of the health distribution.
	Trends in Health Care Expenditures for Adults Ages 45-64: 2006 versus 1996
		U.S. Agency for Healthcare Research and Quality (Dept. of Health and Human Services), August 2009, Free http://www.meps.ahcpr.gov/mepsweb/data_stats/Pub_ProdResults_Details.jsp?pt=Statistical%20Brief&opt=2&id=917 Documents a 40% increase in costs, after inflation
Money: Life insurance, legacy planning, estate planning
	Chambers, Matthew S., et al, Why Aren't More Families Buying Life Insurance?
		Boston College Center for Retirement Research, March 2011, Free http://crr.bc.edu/images/stories/Working_Papers/wp_2011-7.pdf The authors use complex mathematical analysis to show that people generally purchase much less life insurance than their actual risks would justify.
Money: Family financial transactions
	Laitner, John P., and Sonnega, Amanda, Intergenerational Transfers in the Health and Retirement Study Data
		University of Michigan Retirement Research Center, October 2010, Free http://www.mrrc.isr.umich.edu/publications/papers/pdf/wp238.pdf Laitner and Sonnego report on inheritances and other such transfers, noting among other results that “accidental” inheritances are twice as common as intentional ones.
Money: Other / general / not-specified
	Retirement Outlook and Policy Priorities
		Transamerica Center for Retirement Studies, January 2009, Free http://www.transamericacenter.org/resources/TRS%20Report%2010-08-08.pdf Results of a survey on family financial priorities.
	Robin, Vicki, et al, Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Revised and Updated for the 21st Centur
		Penguin Books, 2008, $16.00 http://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766/ref=sr_1_1?ie=UTF8&s=books&qid=1288205801&sr=1-1-spell Helps esolve inner conflicts between values and lifestyles; reorder material priorities and live well for less; slow down the work-and-spend treadmill; make-values-based decisions about spending; and discover the power and perfection of “enoughness.”
	Start-up Expenses (Microsoft Office Online)
		http://office.microsoft.com/en-us/templates/start-up-expenses-TC001017507.aspx?CategoryID=CT102403971033, Free Offers a free Excel spreadsheet to help you determine what start-up expenses will be for a new business.