Financial and Life Planning Resource Directory

Sponsored by

The Association for Integrative Financial and Life Planning

and The Life Planning Network

Directory Home        Lookup by Type        Lookup by Process        Lookup by Subject

Consumers/clients
Consumers/clients: Childhood, student years
	Beller, Emily, "Bringing Intergenerational Social Mobility Research into the Twenty-first Century: Why Mothers Matter", American Sociological Review, August 2009
		http://www2.asanet.org/journals/asr/abstracts.html Beller argues that studies of how fathers influence their children’s future financial success tell only half the story.
	Butrica, Barbara A., Three Considerations for Children's Savings Accounts
		Urban Institute, November 13, 2008, Free http://www.urban.org/UploadedPDF/411792_childrens_savings_considerations.pdf Butrica emphasizes design issues for Children's Savings Accounts that will enhance the positive impact of such accounts.
	Lusardi, Annamaria, et al, Financial Literacy among the Young: Evidence and Implications for Consumer Policy
		Pension Research Council, 2009 http://www.pensionresearchcouncil.org/publications/document.php?file=802 The authors find that fewer than one-third of young adults possess basic knowledge of interest rates, inflation, and risk diversification. Financial literacy is strongly related to sociodemographic characteristics and family financial sophistication.
	Stolz, Richard F., "Shielding Against College Investment Hazards and Bridging the Affordability Gap", Journal of Financial Planning, February 2010 (Vol. 23, No. 1)
		Financial experts comment, focusing on investment risk, but also emphasizing the importance of understanding the big picture concerning both family finances more broadly and also issues beyond just the financial ones in college planning.
Consumers/clients: Early career
	Greenberg, Anna and Keating, Jessica , Personal Finances: The Final Frontier for Social Media – Results of a National Survey of Young Adults
		AARP Public Policy Institute, October 2009, Free http://assets.aarp.org/rgcenter/econ/lifetuner.pdf This report report reveals that financial issues constitute the greatest area of worry for young adults, though one they do not discuss much, even among their peers.
	Keeter, Scott, and Taylor, Paul, Millenials, The
		Pew Research Center, December 2009, Free http://pewresearch.org/pubs/1437/millennials-profile A study of the demographics and attitudes of twenty-somethings.
	Millenial Inc.: What Your Company Will Look Like When Millennials Call the Shots
		Mr Youth and Intrepid, 2010, Free http://www.millennialinc.com/Millennial_Inc_PRINTPDF.pdf This study uses several techniques to answer the question: How will the workplace change when today’s “millennial” generation takes charge ?
	Millennials, The: Confident. Connected. Open to Change
		Pew Research Center, February 2010, Free http://pewsocialtrends.org/assets/pdf/millennials-confident-connected-open-to-change.pdf A teen and twenty-something Americans, which characterizes them as confident, self-expressive, liberal, upbeat and open to change.
	Religion Among the Millennials
		Pew Research Center, February 2010, Free http://pewresearch.org/pubs/1494/millennials-less-religious-in-practice-but-beliefs-quite-traditional This study finds that while young American adults affiliate less with any particular faith and attend fewer religious services, their level of belief in God, heaven, and hell is comparable to that of their elders.
Consumers/clients: Family: Marriage
Consumers/clients: Family: Divorce, separation
	Hale, Kelly D., et al, "Understanding the Factors Influencing the Income Gap between Divorcees", Journal of Financial Planning, December 2008 (Vol. 21, No. 12)
		The authors find that, for women, being older, having fewer children, remarriage, and higher levels of education all help reduce the income gap between divorced spouses.
	Singleton, Perry, Insult to Injury: Disability, Earnings, and Divorce
		Boston College Center for Retirement Research, November 2009, Free http://crr.bc.edu/images/stories/Working_Papers/wp_2009-25.pdf Singleton finds that the effect of disability on divorce decreases with age, increases with education, and increases with disability severity.
Consumers/clients: Family: Widowhood, unmarried
	Donnelly, Elizabeth A., and Hinterlong, James , "Changes in Social Participation and Volunteer Activity Among Recently Widowed Older Adults", Gerontologist, April 2010 (Vol. 50, No. 2)
		http://gerontologist.oxfordjournals.org/content/50/2/158.abstract Donnelly and Hinterlong found that older adults increase their reliance on sources of other social support following spousal loss but do not change their volunteer activities, suggesting that continuity of volunteer engagement and enhanced social participation are important following widowhood.
	Shapiro, Matthew D., Buffering Shocks to Well-Being Late in Life
		University of Michigan Retirement Research Center, September 2009, Free http://www.mrrc.isr.umich.edu/publications/papers/pdf/wp211.pdf Shapiro argues that neither reduced health nor widowhood (in either men or women) reduces economic well-being, since data shows that neither eventuality tends to lead to reductions in consumption.
Consumers/clients: Family: Gay, lesbian, non-traditional
	Improving the Lives of LGBT Older Adults
		Movement Advancement Project (MAP) and Services & Advocacy for Gay, Lesbian, Bisexual & Transgender Elders (SAGE), March 2010, Free http://www.lgbtmap.org/file/advancing-equality-for-lgbt-elders.pdf Among other findings: lesbian, gay, bisexual and transgender older adults tend to be less financially secure, find it more difficult to achieve good health and get good health care, and are more likely to face social isolation.
Consumers/clients: Family: Parent-child or -grandchild
Consumers/clients: Family: Siblings
	Cicirelli, Victor G., "Sibling Death and Death Fear in Relation to Depressive Symptomatology in Older Adults", Journals of Gerontology Series B: Psychological Sciences and Social Sciences, January 2009 (Vol. 64, No. 1)
		http://psychsocgerontology.oxfordjournals.org/cgi/reprint/64B/1/24, Free Cicirelli measures the extent to which depressive feelings in old age relate to the death of siblings and the closeness of sibling relationships.
Consumers/clients: Mid-career, wealth-building
Consumers/clients: Late career, retirement
Consumers/clients: Aging
Consumers/clients: Ethnic or racial groups
Consumers/clients: Gender groups
Consumers/clients: Religious groups
	Kanazawa, Satoshi, "Why Liberals and Atheists Are More Intelligent", Social Psychology Quarterly, June 2010 (Vol. 72, No. 1)
		http://www.asanet.org/images/journals/docs/pdf/spq/Mar10SPQFeature.pdf Kanazawa shows how analyses of the National Longitudinal Study of Adolescent Health, and the General Social Surveys, show that adolescent and adult intelligence significantly increases adult liberalism, atheism, and men’s (but not women’s) value on sexual exclusivity.
	Shirbekk, Vegard, et al, "Secularism, Fundamentalism, or Catholicism? The Religious Composition of the United States to 2043", Journal for the Scientific Study of Religion, June 2010 (Vol. 49, No. 2)
		http://www3.interscience.wiley.com/journal/123489418/abstract The authors estimate that with the lower fertility rates that secular couples display, and continuing high immigration rates from Hispanic countries, the non-religious population will actually peak before 2043.
Consumers/clients: Geographic groups
	Brown, Robert L., and Prus, Steven G. , New Findings on the International Relationship between Income Inequality and Population Health
		Society of Actuaries / Living to 100 and Beyond Symposium, 2008, Free http://www.soa.org/library/monographs/retirement-systems/living-to-100-and-beyond/2008/january/mono-li08-2a-brown.pdf Statistical analysis does not find any correlation between income inequality and the health of the people, in developed nations. The correlation is with the overall wealth of the society, not the distribution of wealth.
	Deaton, Angus S., Aging, Religion, and Health
		National Bureau of Economic Research Working Papers, August 2009, $5.00 http://www.nber.org/papers/w15271 Deaton uses data from the Gallup World Poll to study correlations between religiosity, gender, health, and other factors. His findings support the customary observations, but reveal additional details - and also variations by country.
	Fortinsky, Richard H., et al, "Primary Care Physicians’ Dementia Care Practices: Evidence of Geographic Variation", Gerontologist, April 2010 (Vol. 50, No. 2)
		http://gerontologist.oxfordjournals.org/content/50/2/179.abstract The authors found that medication prescription patterns, community resource referral patterns, and reported barriers to optimal dementia care vary considerably by geography and age among primary care physicians dealing with dementia patients.
	Future of Retirement, The: It’s Time to Prepare
		HBSC, 2009, Free http://www.hsbc.com/1/2/retirement/interactive-report In their fifth annual review, HBSC reports on a “perfect storm” of need and unpreparedness, in countries including Brazil, Canada, China, Dubai, France, Hong Kong, India, Japan, Mexico, Saudi Arabia, Singapore, South Korea, Turkey, the UK, and the US.
	Hayashi, Chiemi, et al, Transforming Pensions and Healthcare in a Rapidly Ageing World: Opportunities and Collaborative Strategies
		World Economic Forum, 2009, Free http://www.weforum.org/pdf/scenarios/Transforming-Pensions-Healthcare.pdf The authors argue for effective multi-stakeholder collaboration, transformational changes in thinking, and integrated retirement and healthcare solutions.
	How Religious Is Your State?
		Pew Research Center, January 2010, Free http://pewresearch.org/pubs/1449/states-ranked-by-religiosity-four-measures A state-by-state analysis of religiousness, based on the importance of religion in people's lives, frequency of attendance at worship services, frequency of prayer, and absolute certainty of belief in God.
	SunLife Unretirement Index (Sun Life)
		http://www.sunlife-usa.com/unretirementindex/index.cfm, Free Offers results of separate retirement surveys for the U.S. and Canada.
Consumers/clients: Other / general / not specified