Financial and Life Planning Resource Directory

Sponsored by

The Association for Integrative Financial and Life Planning

and The Life Planning Network

Directory Home        Lookup by Type        Lookup by Process        Lookup by Subject

Articles Consumers/clients
Consumers/clients: Childhood, student years
	Beller, Emily, "Bringing Intergenerational Social Mobility Research into the Twenty-first Century: Why Mothers Matter", American Sociological Review, August 2009
		http://www2.asanet.org/journals/asr/abstracts.html Beller argues that studies of how fathers influence their children’s future financial success tell only half the story.
	Stolz, Richard F., "Shielding Against College Investment Hazards and Bridging the Affordability Gap", Journal of Financial Planning, February 2010 (Vol. 23, No. 1)
		Financial experts comment, focusing on investment risk, but also emphasizing the importance of understanding the big picture concerning both family finances more broadly and also issues beyond just the financial ones in college planning.
Consumers/clients: Early career
	Davidson, Liz, "Best Practices in Workplace Financial Education for the Millennials", August 2011
		http://www.401khelpcenter.com/ff/ff_best_practices_millennials_2011.html, Free Davidson informs us that “Generation Y” is saving for retirement, but perhaps not saving enough. More effort is needed to engage them, and to “move them from auto pilot to pilot.”
Consumers/clients: Family: Marriage
Consumers/clients: Family: Divorce, separation
	Ellis, Carolyn B., "Unplugging from your Ex-Spouse"
		http://www.selfgrowth.com/articles/Unplugging_From_Your_Ex-Spouse.html, Free Five quick lessons on disconnecting emotionally from an ex-spouse.
	Green, Janice L., "Late Life Divorce: A Role for Financial Planning", Journal of Financial Planning, August 2010 (Vol. 23, No. 8)
		Green discusses not just the immediate financial issues but also health and family concerns that might affect planning when a late-life divorce occurs.
	Hale, Kelly D., et al, "Understanding the Factors Influencing the Income Gap between Divorcees", Journal of Financial Planning, December 2008 (Vol. 21, No. 12)
		The authors find that, for women, being older, having fewer children, remarriage, and higher levels of education all help reduce the income gap between divorced spouses.
	Meyer, Cathy, "How to Recognize a Toxic Ex-Spouse"
		http://divorcesupport.about.com/od/thetoxicexspouse/ht/toxicex.htm, Free Meyer explains the signs that your ex will not cooperate.
	Purcell, Justine, "From Ex-Spouse to Friend: Reinventing Relationships After Divorce", Divorce Magazine, November 27, 2002
		http://www.ivillage.com/reinventing-relationships-after-divorce/6-a-126369 Purcell provides helpful insights to maintaining a good relationship with an ex-spouse.
Consumers/clients: Family: Widowhood, unmarried
	Donnelly, Elizabeth A., and Hinterlong, James , "Changes in Social Participation and Volunteer Activity Among Recently Widowed Older Adults", Gerontologist, April 2010 (Vol. 50, No. 2)
		http://gerontologist.oxfordjournals.org/content/50/2/158.abstract Donnelly and Hinterlong found that older adults increase their reliance on sources of other social support following spousal loss but do not change their volunteer activities, suggesting that continuity of volunteer engagement and enhanced social participation are important following widowhood.
	Ha, Jung-Hwa, "Effects of Positive and Negative Support From Children on Widowed Older Adults’ Psychological Adjustment: A Longitudinal Analysis", Gerontologist, August 2010 (Vol. 50, No. 4)
		http://gerontologist.oxfordjournals.org/content/50/4/471.abstract Ha measures what we would expect to be the case: that emotional support from children helps widows avoid depressive symptoms.
	Ong, Anthony, et al, "Prospective Predictors of Positive Emotions Following Spousal Loss", Psychology and Aging, September 2010 (Vol. 25, No. 3)
		http://psycnet.apa.org/index.cfm?fa=browsePA.volumes&jcode=pag The authors investigate the extent to which positive emotion following spousal loss varies on the basis of pre-loss resilience of the bereaved spouse and the marital relationship prior to loss.
	Pai, Manacy and Carr, Deborah, "Do Personality Traits Moderate the Effect of Late-Life Spousal Loss on Psychological Distress?", Journal of Health and Social Behavior, June 2010 (Vol. 51, No. 2)
		http://hsb.sagepub.com/content/51/2/183.abstract Pai and Carr find that the deleterious effects of loss are significantly smaller for highly extraverted and conscientious individuals, though extraversion is protective against depression only for persons who had forewarning of the death.
	Stritof, Sheri and Bob, "How To Cope After the Death of Your Spouse"
		http://marriage.about.com/cs/widowswidowers/ht/deathofspouse.htm, Free Lists 15 things to do, three additional tips, and links to other relevant articles, including ones on letting go, and dealing with holidays.
Consumers/clients: Family: Gay, lesbian, non-traditional
	Appleby, Denise, "Five Retirement Planning Tips for Same Sex Couples", RetirementDictionary.com, 2009
		http://www.retirementdictionary.com/articles/fiveretirementplanningtipssamesex41909, Free Extra precautions same-sex couples must take to make sure their retirement plans are fail-safe.
	Blando, John A., "Twice Hidden: Older Gay and Lesbian Couples, Friends, and Intimacy", Generations, Summer 2001 (Vol. 25, No. 2)
		http://www.asaging.org/publications/dbase/GEN/Gen.25_2.Blando.pdf, Free Blando's article is a bit scholarly and a bit old, but still a good source of information on this subject.
	Cohn, D'Vera, "How Accurate Are Counts of Same-Sex Couples", August 25, 2011
		http://pewsocialtrends.org/2011/08/25/how-accurate-are-counts-of-same-sex-couples/?src=prc-headline, Free Cohn analyzes the problems collecting data on same-sex couples, arguing persuasively that the 2010 U.S. Census has undercounted this population..
	Knochel, Kelly A., et al, "Are Old Lesbian and Gay People Well Served? Understanding the Perceptions, Preparation, and Experiences of Aging Services Providers", Journal of Applied Gerontology, June 2011 (Vol. 30, No. 3)
		http://jag.sagepub.com/content/30/3/370.abstract The authors found that few agencies that participated in the study provide services targeted to the gay and lesbian population, and some agencies were unwilling to consider their unique needs.
	Mock, Stephen Edward, et al, "Gay and Bisexual Men’s Disclosure of Sexual Orientation in the Workplace: Associations With Retirement Planning", Journal of Applied Gerontology, February 2011 (Vol. 30, No. 1)
		http://jag.sagepub.com/content/30/1/123.abstract The authors report that the more gay participants conceal sexual orientation, the more they engage in retirement financial planning.
	Watkins, Tom, "Aging Issues Can Be Tougher on Gays", CNN, May 14, 2010
		http://www.cnn.com/2010/LIVING/wayoflife/03/17/gays.aging.problems/index.html, Free Outlines some issues and strategies that relate to the legal situation of older same-sex couples.
Consumers/clients: Family: Parent-child or -grandchild
Consumers/clients: Family: Siblings
	Cicirelli, Victor G., "Sibling Death and Death Fear in Relation to Depressive Symptomatology in Older Adults", Journals of Gerontology Series B: Psychological Sciences and Social Sciences, January 2009 (Vol. 64, No. 1)
		http://psychsocgerontology.oxfordjournals.org/cgi/reprint/64B/1/24, Free Cicirelli measures the extent to which depressive feelings in old age relate to the death of siblings and the closeness of sibling relationships.
	Leder, Jane Mersky, "Adult Sibling Rivalry", Psychology Today (online), January 1993
		http://stress.about.com/od/relationships/qt/rivalry.htm, Free A chatty and anecdotal article, but it makes some good points along the way.
	Scott, Elizabeth, "How to Handle the Stress of Adult Sibling Rivalry", December 2010
		http://stress.about.com/od/relationships/qt/rivalry.htm, Free A brief but direct write-up, with five important recommendations.
Consumers/clients: Mid-career, wealth-building
Consumers/clients: Late career, retirement
Consumers/clients: Aging
Consumers/clients: Ethnic or racial groups
Consumers/clients: Gender groups
Consumers/clients: Religious groups
	Kanazawa, Satoshi, "Why Liberals and Atheists Are More Intelligent", Social Psychology Quarterly, June 2010 (Vol. 72, No. 1)
		http://www.asanet.org/images/journals/docs/pdf/spq/Mar10SPQFeature.pdf Kanazawa shows how analyses of the National Longitudinal Study of Adolescent Health, and the General Social Surveys, show that adolescent and adult intelligence significantly increases adult liberalism, atheism, and men’s (but not women’s) value on sexual exclusivity.
	Shirbekk, Vegard, et al, "Secularism, Fundamentalism, or Catholicism? The Religious Composition of the United States to 2043", Journal for the Scientific Study of Religion, June 2010 (Vol. 49, No. 2)
		http://www3.interscience.wiley.com/journal/123489418/abstract The authors estimate that with the lower fertility rates that secular couples display, and continuing high immigration rates from Hispanic countries, the non-religious population will actually peak before 2043.
	Son, Joonmo, and Wilson, John, "Religiosity, Psychological Resources, and Physical Health", Journal for the Scientific Study of Religion, September 2011 (Vol. 50, No. 3)
		http://onlinelibrary.wiley.com/doi/10.1111/j.1468-5906.2011.01588.x/abstract Son and Wilson suggest that better physical health among religious people is a reflection of the psychological benefits of religion, and thus is reflected in self-ratings of health and in physical symptoms, but not in chronic illness or the need for help with activities of dialing living.
Consumers/clients: Geographic groups
	Clarke, Philippa, and Smith, Jacqui, "Aging in a Cultural Context: Cross-national Differences in Disability and the Moderating Role of Personal Control Among Older Adults in the United States and England", Journals of Gerontology Series B: Social Sciences, July 2011 (Vol. 66B, No. 4)
		http://psychsocgerontology.oxfordjournals.org/content/66B/4/457.abstract Clarke and Smith find that older Americans have a higher sense of personal control than the British, which operates as a psychological resource to reduce disability among older Americans. However, the benefits of control are reduced as physical impairments become more severe.
	Fortinsky, Richard H., et al, "Primary Care Physicians’ Dementia Care Practices: Evidence of Geographic Variation", Gerontologist, April 2010 (Vol. 50, No. 2)
		http://gerontologist.oxfordjournals.org/content/50/2/179.abstract The authors found that medication prescription patterns, community resource referral patterns, and reported barriers to optimal dementia care vary considerably by geography and age among primary care physicians dealing with dementia patients.
	Gerstorf, Denis, et al, "Where People Live and Die Makes a Difference: Individual and Geographic Disparities in Well-being Progression at the End of Life", Psychology and Aging, September 2010 (Vol. 25, No. 3)
		http://psycnet.apa.org/index.cfm?fa=browsePA.volumes&jcode=pag The authors report that individuals living and dying in less affluent counties report lower late-life well-being, controlling for key individual predictors, including age at death, gender, education, and house-hold income.
	Huijts, Tim, and Kraykaamp, Gerbert, "Religious Involvement, Religious Context, and Self-Assessed Health in Europe", Journal of Health and Social Behavior, March 2011 (Vol. 52, No. 1)
		http://hsb.sagepub.com/content/52/1/91.abstract Huijts and Kraykaamp find, based on a 28-nation analysis, that individual religious attendance is positively related to self-assessed health in Europe, and that Protestants feel healthier than Catholics.
Consumers/clients: Other / general / not specified